Specialists in Mortgage Financing
Our dedicated team at The Equity Exchange brings decades of combined experience to help you with your home financing needs through decision-making tools and mortgage calculators. We specialize in providing expert advice and tailored solutions for home construction loans, ensuring you have the financial support needed to build your dream home. With a commitment to personalized service and a deep understanding of the mortgage industry, our team is here to guide you through every step of the loan process, offering the expertise and support you need to make informed decisions and achieve your home construction goals.
Meet the Team
Daryl Watson
NMLS: 71075 / 2146351
Owner, The Equity Exchange
With over 25 years in real estate, Daryl Watson is the owner of The Equity Exchange and a trusted expert in the Charlotte market. Born and raised in the area, Daryl’s strong community ties and commitment to treating every client like family set him apart.
He leads a dedicated team of professionals who share his focus on providing efficient, seamless transactions. Whether buying, selling, or investing, Daryl ensures a smooth experience from start to finish.
Brandon Watts
NMLS: 706238 / 2146351
Owner, The Equity Exchange
With over 20 years in real estate, Brandon Watts is a trusted leader in Charlotte’s market. As owner of The Equity Exchange, he is committed to providing exceptional service and treating every client like family.
Born and raised in Charlotte, Brandon’s deep community ties and local expertise enable him to navigate the complexities of real estate with ease. Leading a team of dedicated professionals, he ensures each transaction is fast, efficient, and stress-free.
Whether buying, selling, or investing, Brandon’s commitment to excellence makes him the go-to choice for success in the Charlotte real estate market.
Kelly Panaro
NMLS: 1128834 / 2146351
Sr. Loan Officer, The Equity Exchange
Kelly Panaro is a Licensed Mortgage Loan Officer with 28 years of experience, beginning her career in the insurance industry. She built her own agency in the Greater Charlotte area, working closely with mortgage lenders, realtors, and auto dealerships. Kelly is committed to exceptional customer service and client retention; values she shares with The Equity Exchange. She works directly with borrowers, realtors, and builders, ensuring clear communication and exceeding expectations. A key part of her role is shopping rates to ensure clients get the best deal possible.
Paul Severino
NMLS: 1989102 / 2146351
Sr. Loan Officer, The Equity Exchange
A graduate of UNCC and originally from Upstate New York, Paul Severino has lived in Charlotte for the past 12 years. After 13 years in engineering, Paul transitioned into the mortgage industry, where he’s spent the last 4 years helping homeowners navigate the mortgage process.
Paul is passionate about guiding clients through their loan options and securing the best solutions for their needs. Outside of work, he enjoys time with his wife, 2-year-old daughter, and their two dogs.
Ryan Kerr
NMLS: 1998703 / 2146351
Sr. Loan Officer, The Equity Exchange
Ryan Kerr is a Senior Loan Officer based in Charlotte, North Carolina, bringing nearly five years of experience to his role. With a background spanning over a decade in Technology Staffing and Consulting sales, he has worked extensively with financial institutions, from large enterprises to dynamic startups. Known for his personalized approach, Ryan tailors his expertise to meet the unique needs of each customer, ensuring that every client feels supported and informed throughout the home buying process. His dedication to providing exceptional service has made him a trusted partner in helping clients achieve their financial goals.
Barbara Shaw
NMLS: 106835 / 2146351
Barbara Shaw began her mortgage career in 1998 after relocating from Erie, PA, to North Carolina. With a background in real estate, she was uncertain of her next step but found her calling as a loan officer. She was fortunate to be mentored by an experienced professional who taught her the ins and outs of the mortgage business. Over the years, Barbara has developed a strong passion for helping clients navigate the complexities of securing home financing, especially for challenging loans. Her dedication to providing personalized, reliable service has made her a trusted advisor in helping people achieve their homeownership goals.